“facebook” Secured VISA Credit Card

Riverset Secured Visa® Credit Card

Secured VISA® Credit Card

17.99% APR1

Rate current as of February 2021

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Riverset Secured Visa® Credit Card

Help build or re-establish your credit history with a Riverset Secured VISA Credit Card. This secured credit card can be used like any other credit card, and is accepted worldwide.  The credit limit is set dollar-for-dollar by the amount deposited into a Riverset savings account.  Also, you can enroll in Riverset UChoose Rewards and earn 1% cash back rewards on all purchases, all the time. No hoops to jump through, no blackout dates, and no limits to the amount you can earn.  Contact us today to learn more.

View the VISA Solicitation Disclosure and Consumer Credit Card Agreement

Account Features

  • Earn 1% Cash Back Rewards – on all purchases, all the time through UChoose Rewards®
  • No credit check necessary and no checking account is required
  • Verified by VISA® Online Protection – ensures that only you use your VISA card to shop online
  • EMV Chip Technology – purchases are backed by state-of-the-art fraud detection and prevention systems
  • FREE Online and Mobile Banking2 – monitor your card online or on your mobile device
  • 17.99% fixed APR1

Enroll in UChoose Rewards®

UChoose Rewards® is a rewards program where you earn points for shopping and using your Riverset Secured Visa Credit Card.  You can redeem your points for Cash Back or choose from a huge online rewards catalog.  You earn 1 point(s) for every $1 for each Signature credit transaction and balance transfer.   Plus, you can earn even more points when you shop at participating retailers.

Important Legal Disclosures and Information

1.  APR = Annual Percentage Rate. Rate of 17.99% is fixed and will not fluctuate with market conditions. Other cards available. All rates are subject to change without notice.

2.  Riverset does not charge a fee for Online and Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Eligible Riverset Credit Union accounts and Riverset Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Riverset Online Banking Service Agreement.

*Please Note: Loans are not Federally Insured by NCUA

Credit Card Features

  • Verified by VISA®

    An online security service to guard you against unauthorized use of your Visa® card while shopping online.

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  • Riverset Online Banking

    Riverset Online Banking provides you with the tools to take control of your finances.  It’s FREE, easy and secure.

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  • Riverset Mobile Banking

    Check your balance, transfer money, and even deposit a check right from your mobile device.

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  • 24-Hour Member Services Center

    Call to speak directly with a Representative or LiveChat with us online – 24 hours a day, 7 days a week!

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Riverset Simple Checking

Get a Simple Checking Account with Riverset - Make purchases with your debit card, and bank from almost anywhere with your phone, tablet or computer and at over 8,000 ATMs and 5,000 branches nationwide.

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Become a Member Today!

Becoming a Riverset Credit Union member online is fast, easy, and secure.  Apply today, and start doing better than a bank.

Become a Member