Riverset PayBack Visa® Credit Card

PayBack VISA® Credit Card

Rates as low as

10.99% APR1

Rates current as of June 2017

 

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Riverset PayBack Visa® Credit Card

With a Riverset PayBack Visa® Credit Card you earn 1% cash back rewards on all purchases, all the time. No hoops to jump through, no blackout dates, and no limits to the amount you can earn. What could be better than that? What about an amazing rate as low as 10.74% variable APR with no annual fees and low balance transfer and cash advance fees. Get the card that pays you back for everyday purchases, it's that simple.

View the VISA Solicitation Disclosure and Consumer Credit Card Agreement
 

Account Features

  • Earn 1% Cash Back Rewards – on all purchases, all the time through UChoose Rewards®
  • Verified by VISA® Online Protection – ensures that only you use your Visa® card to shop online
  • EMV Chip – purchases are backed by state-of-the-art fraud detection and prevention systems
  • Online and Mobile Banking2 – monitor your card online or on your mobile device
  • 10.99%-17.99% variable APR1 – based on your creditworthiness



Balance Transfer to 1.99% APR & Save

Stuck paying a high interest rate on your other credit cards? Transfer the balance to a Riverset PayBack or PayBack Plus VISA Credit Card before December 31,2017 and get a rate of 1.99% APR until December of 2018.3 Pay less interest and save more money - simple, as it should be. To request a balance transfer, simply call 412-488-2525 and select option 5.




uChoose Rewards®

UChoose Rewards® is a rewards program where you earn points for using your Riverset PayBack PLUS Visa Credit Card. You can redeem your points for Cash Back. With a Riverset PayBack Plus VISA® Credit Card you earn 2 point(s) for every $1 for each purchase and balance transfer.  Plus, you can earn even more points when you shop at participating retailers.

Brick-and-Mortar Campaigns

The ongoing brick-and-mortar merchant activation campaign gives registered cardholders the opportunity to choose their own retailer offers on the Activate Offers page of the uChoose Rewards website. The following merchant activation offers, applicable to in-store purchases only and limited to one-time use, become available on October 1 and will remain active until December 31, 2017.

Rewards List




Important Legal Disclosures and Information

1.  APR = Annual Percentage Rate. Rates are based creditworthiness. Rates shown are "as-low-as" rates. Other rates are available. All loan approvals are subject to normal underwriting guidelines. All rates are subject to change without notice.
2.  Riverset does not charge a fee for Online and Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Eligible Riverset Credit Union accounts and Riverset Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Riverset Online Banking Service Agreement.
3.  APR = Annual Percentage Rate. Introductory rate of 1.99% is for balance transfers completed on or before December 31, 2017 only; this rate is fixed and will not fluctuate based on market conditions; Introductory rate ends 12/31/2018.

*Please Note: Loans are not Federally Insured by NCUA

Credit Card Features

  • Verified by VISA®

    An online security service to guard you against unauthorized use of your Visa® card while shopping online.
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  • Riverset Online Banking

    Riverset Online Banking provides you with the tools to take control of your finances.  It’s FREE, easy and secure.
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  • Riverset Mobile Banking

    Check your balance, transfer money, and even deposit a check right from your mobile device.
    Learn More

  • 24-Hour Member Services Center

    Call to speak directly with a Representative or LiveChat with us online – 24 hours a day, 7 days a week!
    Learn More

Riverset Simple Checking


Get a Simple Checking Account with Riverset - Make purchases with your debit card, and bank from almost anywhere with your phone, tablet or computer and at over 8,000 ATMs and 5,000 branches nationwide.
 

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Become a Member Today!

Becoming a Riverset Credit Union member online is fast, easy, and secure.  Apply today, and start doing better than a bank.
 

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