“facebook” PayBack PLUS VISA Credit Card

Riverset PayBack Plus Visa® Credit Card

PayBack Plus VISA® Credit Card


12.99% or 17.99% APR1

Rate current as of February 2021

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Riverset PayBack Plus Visa® Credit Card

With a Riverset PayBack PLUS Visa® Credit Card you earn 2% cash back rewards on all purchases, all the time. With no annual fees and low balance transfer and cash advance fees, earning cash back rewards couldn't be simplier. No hoops to jump through, no blackout dates, and no limits to the amount you can earn. Get the card that pays you back for everyday purchases, it's that simple.

View the VISA Solicitation Disclosure and Consumer Credit Card Agreement

Account Features

  • Earn 2% Cash Back Rewards – on all purchases, all the time through UChoose Rewards®
  • Verified by VISA® Online Protection – ensures that only you use your Visa® card to shop online
  • EMV Chip – purchases are backed by state-of-the-art fraud detection and prevention systems
  • Online and Mobile Banking2 – monitor your card online or on your mobile device
  • 12.99% or 17.99% fixed APR1 - based on your creditworthiness



UChoose Rewards®

UChoose Rewards® is a rewards program where you earn points for using your Riverset PayBack PLUS Visa Credit Card. You can redeem your points for Cash Back. With a Riverset PayBack Plus VISA® Credit Card you earn 2 point(s) for every $1 for each purchase and balance transfer.  Plus, you can earn even more points when you shop at participating retailers.




Important Legal Disclosures and Information

1.  APR = Annual Percentage Rate. Rates are based creditworthiness. All loan approvals are subject to normal underwriting guidelines. All rates are subject to change without notice.
2.  Riverset does not charge a fee for Online and Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of Riverset Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a Riverset mobile banking app. Eligible Riverset Credit Union accounts and Riverset Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Riverset Online Banking Service Agreement.
*Loans are not Federally Insured by NCUA

Credit Card Features

  • Verified by VISA®

    An online security service to guard you against unauthorized use of your Visa® card while shopping online.
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  • Riverset Online Banking

    Riverset Online Banking provides you with the tools to take control of your finances.  It’s FREE, easy and secure.
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  • Riverset Mobile Banking

    Check your balance, transfer money, and even deposit a check right from your mobile device.
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  • 24-Hour Member Services Center

    Call to speak directly with a Representative or LiveChat with us online – 24 hours a day, 7 days a week!
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