Our Secured Loans allow you to borrow using the available funds in your Riverset savings or certificate account as collateral. Secured Loans have a low interest rate and there is no credit check required. Secured Loans are a great alternative for those trying to rebuild their credit or establish credit. Apply in person at one of our branches or over the phone with a Financial Service Representative.Loan Features
1. APR = Annual Percentage Rate. Rates are based on term of the loan and creditworthiness. Rates shown are available to well qualified borrowers and include a .25% discount by having a qualifying checking account. The APRs are not available for the refinance of an existing Riverset Credit Union loan. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Your actual APR will be determined by the repayment term, loan amount, and a review of your credit. APRs are accurate when accessed and are subject to change without notice. Subject to Riverset Credit Union underwriting guidelines.
*Special rate of 8.00% APR is for an unsecured personal loan for $5,000.00 borrowed at term of 36 months. No collateral is required. Subject to Riverset Credit Union underwriting guidelines. Rate shown is a special rate for well qualified borrowers. Special rate is available from 05/24/2019 through 06/30/2019 and is subject to change without notice. Other rates and terms available. Equal Opportunity Lender.
Set up recurring payments from a checking, savings, or debit card from another financial institution so you can be sure your loan gets paid on time, every time. It’s fast, easy and secure.
Call to speak directly with a Financial Services Representative or LiveChat with us online – 24 hours a day, 7 days a week!
Easily manage all of your Riverset accounts online. Pay bills, transfer money, check account balances, and so much more, all while knowing you’re secured with industry standard encryption to safeguard your personal information.
Are you safeguarded against unanticipated financial hardships that could easily put your dreams and lifestyles in jeopardy? Credit life and credit disability insurance may help create a safety net for members’ assets and savings by helping them to avoid missing loan payments. Protect your family from the unexpected.
Many consumers are becoming increasingly frustrated with the heavy fees from big retail banks. Riverset Credit Union is a bank alternative; providing solutions to common complaints about traditional banking institutions. We provide better rates for loans and savings as well as charge lower and fewer fees, because our members are our bottom line. Become a member today and do better than a bank!
I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.