Riverset PayBack Plus Visa® Credit Card

PayBack Plus VISA® Credit Card

 

17.99% APR1

Rate current as of June 2017

 

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Riverset PayBack Plus Visa® Credit Card

With a Riverset PayBack PLUS Visa® Credit Card you earn 2% cash back rewards on all purchases, all the time. With no annual fees and low balance transfer and cash advance fees, earning cash back rewards couldn't be simplier. No hoops to jump through, no blackout dates, and no limits to the amount you can earn. Get the card that pays you back for everyday purchases, it's that simple.

View the VISA Solicitation Disclosure and Consumer Credit Card Agreement
 

Account Features

  • Earn 2% Cash Back Rewards – on all purchases, all the time through UChoose Rewards®
  • Verified by VISA® Online Protection – ensures that only you use your Visa® card to shop online
  • EMV Chip – purchases are backed by state-of-the-art fraud detection and prevention systems
  • Online and Mobile Banking2 – monitor your card online or on your mobile device
  • 17.99% fixed APR1



Balance Transfer to 1.99% APR & Save

Stuck paying a high interest rate on your other credit cards? Transfer the balance to a Riverset PayBack or PayBack Plus VISA Credit Card before December 31,2017 and get a rate of 1.99% APR until December of 2018.3 Pay less interest and save more money - simple, as it should be. To request a balance transfer, simply call 412-488-2525 and select option 5.



UChoose Rewards®

UChoose Rewards® is a rewards program where you earn points for using your Riverset PayBack PLUS Visa Credit Card. You can redeem your points for Cash Back. With a Riverset PayBack Plus VISA® Credit Card you earn 2 point(s) for every $1 for each purchase and balance transfer.  Plus, you can earn even more points when you shop at participating retailers.


Black Friday Rewards is Back!

Earn 5% Cash Back Rewards on all purchases made with your Riverset VISA Credit Card! This offer is valid from November 1, 2017 through December 15, 2017.
With Black Friday (November 24, 2017) fast approaching, we've lined up the merchants who will be participating in this special holiday promotion. These offers will be valid from November 20 to December 3, 2017.



Registered cardholders will receive an email before November 20, with more information on the offers shown above. To redeem one or more of the Black Friday offers, cardholders must click on the appropriate link in the email. This will open the uChoose Rewards website, where cardholders may activate Black Friday offers and begin shopping!
Please Note: The retailers listed above were those confirmed as of November 1, 2017. Additional merchant offers may become available by November 20; if any bonus offers are confirmed, the details for these offers will be included in the upcoming cardholder email.

Brick-and-Mortar Campaigns

The ongoing brick-and-mortar merchant activation campaign gives registered cardholders the opportunity to choose their own retailer offers on the Activate Offers page of the uChoose Rewards website. The following merchant activation offers, applicable to in-store purchases only and limited to one-time use, become available on October 1 and will remain active until December 31, 2017.





Important Legal Disclosures and Information

1.  APR = Annual Percentage Rate. Rates are based creditworthiness. All loan approvals are subject to normal underwriting guidelines. All rates are subject to change without notice.
2.  Riverset does not charge a fee for Online and Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of Riverset Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a Riverset mobile banking app. Eligible Riverset Credit Union accounts and Riverset Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Riverset Online Banking Service Agreement.
3.  APR = Annual Percentage Rate. Introductory rate of 1.99% is for balance transfers completed on or before December 31, 2017 only; this rate is fixed and will not fluctuate based on market conditions; Introductory rate ends 12/31/2018.

*Loans are not Federally Insured by NCUA

Credit Card Features

  • Verified by VISA®

    An online security service to guard you against unauthorized use of your Visa® card while shopping online.
    Learn More

  • Riverset Online Banking

    Riverset Online Banking provides you with the tools to take control of your finances.  It’s FREE, easy and secure.
    Learn More

  • Riverset Mobile Banking

    Check your balance, transfer money, and even deposit a check right from your mobile device.
    Learn More

  • 24-Hour Member Services Center

    Call to speak directly with a Representative or LiveChat with us online – 24 hours a day, 7 days a week!
    Learn More