Riverset Money Market Account

Everyday Convenience


•  ATM Card
•  Online Banking
•  Mobile Banking
•  CO-OP Shared Branching
•  Relationship Dividend Rates

 

Open an Account

Money Market Account - (MMA)

If you’re looking to get the most from your money, a Riverset Money Market Account is perfect for you. Starting November 1, 2018 Riverset Money Market Accounts will begin paying dividends based on "Relationship Tiers" rather than paying dividends based solely on your balance - meaning the deeper your relationship with Riverset, the better the dividend rate you can earn.  You can access your money any time with an ATM or debit card, write checks, or make withdrawals in person.1  Let us help you reach your savings goals with a Riverset Money Market account.
View Truth-In-Savings for Deposit Accounts

Account Features
  • ATM Card with surcharge-free access to any PNC Bank ATM nationwide.
  • Online Banking lets you take control of your money - anywhere, anytime.
  • Mobile Banking app with Mobile Check Deposit puts the power of the branch in your pocket.
  • Access to thousands of branches with CO-OP Shared Branching.
  • The more you save, the more you earn - with tiered dividend rates.



Relationship Dividend Tiers

Starting November 1, 2018 Riverset Money Market Accounts will begin paying dividends based on "Relationship Tiers" rather than paying dividends based solely on your balance. The deeper your relationship with Riverset, the better the dividend rate you will recieve on your Money Market Account.

Bronze Tier
Earn a Bronze Tier Rate by holding between $100.00 and $4,999.99 on deposit in your Money Market Account.

Silver Tier
Earn a Silver Tier Rate by holding $5,000.00 or more on deposit in your Money Market Account.

Gold Tier
Earn a Gold Tier Rate with a qualifying direct deposit of $1,000.00 or more during a calendar month. There is no minimum balance requirement to earn this rate tier!

Platinum Tier
Earn a Platinum Tier Rate with a qualifying direct depsoit of $2,500.00 or more and ten debit card swipes during the course of a calendar month. There is no minimum balance requirement to earn this rate tier.

View Our Current Deposit Rates!



Important Legal Information and Disclosures

1.  Money Market Accounts are limited to a combination of six (6) pre-authorized transfer, automatic transfer, telephone, online or mobile banking, check, or debit card  transactions.  A fee of $10 may be assessed if more than six (6) of these transactions are completed in a calendar month.
2.  Riverset does not charge a fee for Online and Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of Riverset Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download the Riverset mobile banking app. Eligible Riverset Credit Union accounts and Riverset Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the Riverset Online Banking Service Agreement.

All rates are subject to change without notice. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Dividends will not be paid on balances less than $100.00 or if the account is closed before the monthly dividend is posted. Money Market accounts are tiered rate accounts. If you have a minimum daily balance of $5,000.00 or more in your account during the calendar month, the Silver tier dividend rate and annual percentage yield listed for this account will apply for the dividend period. If you receive a minimum of $1,000.00 in direct deposits to your account during the calendar month, the Gold tier dividend rate and annual percentage yield listed for this account will apply for the dividend period. If you receive a minimum of $2,500.00 in direct deposits and have a minimum of ten (10) POS transactions that post and settle to your Riverset checking account during the calendar month, the Platinum tier dividend rate and annual percentage yield listed for this account will apply for the dividend period. If you do not meet any of the qualification requirements during the calendar month, the Bronze tier dividend rate and annual percentage yield listed for this account will apply for the dividend period.

Money Market Account Features

  • 24-hour Member Services Center

    Call to speak directly with a Representative or LiveChat with us online – 24 hours a day, 7 days a week!


    Contact us today!

  • Riverset Online Banking

    Riverset Online Banking provides you with the tools to take control of your finances.  It’s simple and secure.


    Enroll today!

  • CO-OP Shared Branch

    Do your banking at over 5,000 branches nationwide through the CO-OP Shared Branch network.


    Find out more!

  • Riverset Mobile Banking

    Check your balance, transfer money, and even deposit a check right from your mobile device!


    Download it now!

Direct Deposit

Find out how simple it is to set up a full or partial direct deposit to your Riverset account and start reaching your savings goals.

Learn More

Become a Member Today

Becoming a Riverset Credit Union member online is fast, easy, and secure.  Apply today, and start doing better than a bank!

Apply Now!