Disclosures

Reach Your Savings Goals

Whether you're trying to save for big screen television, new car or for a down payment on a new home, time, money and rate of return will all be determinant factors of when you'll meet your savings goal.  Let us help you get there.

Use our calculators to find out how you can reach your goals faster!

Bank Calculators

Important Banking Information

Should you have any questions regarding our disclosures, please contact us at 412-488-2525.


 
Schedule of Fees  (PDF)


SCHEDULE OF FEES UPDATE - EFFECTIVE 05/01/2018

Thank you for banking with Riverset Credit Union. It is only with the support of members like you that we are able to provide low-cost financial services in the Pittsburgh area. We understand that there are many banks vying for your business – so at Riverset, we are committed to simplifying the way our members bank and we appreciate the opportunity to show it. We have amended the existing Schedule of Fees as follows:

  • Card Mailing, Overnight Fee: decreased from $70 to $50
  • Card Mailing, 2 Business Day Fee: decreased from $40 to $25
  • Deposited/Cash Check Return Fee: decreased from $30 to $10
  • Overdraft or NSF Penalty Fee: increased from $30 to $32
  • Post Dated/Stale Dated Check Order Fee: removed – NO FEE
  • Staff Assisted Transaction/Balance Request Fee: removed – NO FEE
  • Stop Payment Cancellation Request Fee: removed – NO FEE
  • Tax Document, duplicate Fee: decreased from $10 to $5
The changes to Riverset’s Schedule of Fees will become effective May 1, 2018. If you have any questions, please contact a Riverset Credit Union representative at 412-488-2525 or email us at memberservice@riverset.com.

Membership and Account Agreement (PDF)
This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement.

Cookies Policy
The Credit Union website, www.riverset.com, does not require the use of per-session cookies.  Cookie information is never sold, given, or disclosed to third parties.

Electronic Funds Transfer (PDF)
This EFT Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfer (EFT) services offered to you by Riverset Credit Union.

Privacy Policy (PDF)
This disclosure explains what Riverset Credit Union does with any personal information collected.

Patriot Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, tax identification number, drivers license or other information that will allow us to identify you.

Children’s Online Privacy Protection Act (PDF)
Riverset is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act.

Funds Availability Policy (PDF)
This Disclosure describes your ability to withdraw funds at Riverset Credit Union. It only applies to the availability of funds in transaction accounts.

Home Mortgage Disclosure Act (PDF)
Federal Financial Institutions Examination Council (FFIEC) General Notice

Account Information Schedule - Simple Savings & Sub-Savings Accounts (PDF)
This document outlines the rates and terms applicable to the Simple Savings and Sub-Savings accounts.

Account Information Schedule - Simple Checking Account (PDF)
This document outlines the rates and terms applicable to the Simple Checking account.

Account Information Schedule - Money Market Account (PDF)
This document outlines the rates and terms applicable to the Money Market account.

Account Information Schedule - Club Accounts (PDF)
This document outlines the rates and terms applicable to the Summer Club, Holiday Club, and Milestone Club accounts.

Account Information Schedule - Certificate Account (PDF)
This document outlines the rates and terms applicable to Certificate accounts.

Account Information Schedule - IRA Savings Account (PDF)
This document outlines the rates and terms applicable to the IRA Savings account.

Account Information Schedule - IRA Certificate Account (PDF)
This document outlines the rates and terms applicable to the IRA Certificate account.

IRA Witholding Notice (PDF)
This document covers your rights and responsibilities concerning your IRA accounts and the rights and responsibilities of the Credit Union.

Riverset VISA Credit Card Agreement (PDF)
This document outlines the Consumer Credit Card Agreement.

We are committed to ensuring that persons with disabilities have access to our goods and services, including those offered through our website, www.riverset.com.  As such, we strive to adhere to the Web Content Accessibility Guidelines 2.0 Levels A and AA, a set of guidelines developed by the World Wide Web Consortium and used to ensure that digital content is accessible to everyone.  We also work with advocacy groups, accessibility and usability consultants, and persons with disabilities to make sure that our website functions properly.

We are always learning and looking for ways to improve accessibility.  Here are some steps we’ve taken to improve access to our website:


Text Equivalents:  We provide alternative text detail for appropriate images and other non-text elements.
Full Keyboard Access:  Our website is built so that it can be accessed using a keyboard.
Site Consistency:  We are consistent in the way we build our website so that it functions the same way every time you interact with it.
Site Structure:  We use appropriate headings, lists, paragraphs, style sheets and other formatting features so that guests can easily use our website with assistive technology.  
Links:  Many links have title attributes which describe the link in greater detail, unless the text of the link already fully describes the target.

Contact Us
If you have any feedback or questions regarding our website, please e-mail us at marketing@riverset.com or call us at 412-488-2525.

Switch your Direct Deposit

Many bank customers are becoming increasingly frustrated with the litany of fees their banks are charging, as well as the difficulties often associated with obtaining a loan. Riverset Credit Union represents an alternative to banks and provides solutions to common complaints about traditional banking institutions. Not for profit, not for charity, but for service. Bring your Direct Deposit to a Riverset Simple Checking account and do better than a bank.

Learn More

I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.

Carol