Personal Loans

Personal Loans

Rates as low as

8.25% APR1

Rates current as of April 2017

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Riverset Personal Loans

A Riverset Personal Loan will provide you access to the money you need to consolidate debt, make home improvements, purchase or refinance boats, RVs, motorcycles and more. With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular, fixed monthly payments.

Loan Features

  • No Collateral Required
  • Regular, fixed monthly payments with no penalty for repayment in full at any time
  • Quick and simple loan application process & Loan decisions within 24 hours
  • Wide range of loan terms available
  • Get up to 0.25% off your rate with automatic payment deductions from a Riverset account
  • Borrow as little as $2,000

Riverset Savings and Certificate Secured Loans

Our Secured Loans allow you to borrow using the available funds in your Riverset savings or certificate account as collateral. Secured Loans have a low interest rate and there is no credit check required. Secured Loans are a great alternative for those trying to rebuild their credit or establish credit.  Apply in person at one of our branches or over the phone with a Financial Service Representative.

Loan Features

  • Regular, fixed monthly payments with no penalty for repayment in full at any time
  • Quick and simple loan application process & Loan decisions within 24 hours
  • Earn dividends on your savings balance over the term of the loan
  • Flexible terms available

Important Legal Information and Disclosures

1. APR = Annual Percentage Rate. Rates are based on term of the loan and creditworthiness.  Rate shown includes .25% automatic payment deduction from a Riverset account. Other rates and terms are available. All loan approvals are subject to normal underwriting guidelines. All rates are subject to change without notice.

Personal Loan Key Features

  • Easy Payment Method

    Set up reoccurring payments from a Checking, Savings, or Debit Card from another financial institution so you can be sure your loan gets paid on time, every time.  It’s fast, easy and secure.
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  • 24-Hour Member Services Center

    Call to speak directly with a Financial Service Representative or LiveChat with us online – 24 hours a day, 7 days a week!
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  • Riverset Online Banking

    Easily manage all of your Riverset accounts online.  Pay bills, transfer money, check account balances, and so much more, all while knowing you’re secured with industry standard encryption to safeguard your personal information.
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  • Life and Disability Insurance

    Are you safeguarded against unanticipated financial hardships that could easily put your dreams and lifestyles in jeopardy?  Credit life and credit disability insurance may help create a safety net for members’ assets and savings by helping them to avoid missing loan payments.  Protect your family from the unexpected.
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Do Better Than a Bank

Many consumers are becoming increasingly frustrated with the heavy fees and difficulties securing a loan with big retail banks.  Riverset Credit Union is a bank alternative; providing solutions to common complaints about traditional banking institutions.  We provide members with better rates for loans and savings and charges lower and fewer fees.  At Riverset our members are our bottom line.  Become a member today and do better than a bank!

Become a Member

You Talk. We Listen.

"The loan agent at Riverset was very professional and swift with answers."

- Claraine