Disclosures

Reach Your Savings Goals

Whether you're trying to save for big screen television, new car or for a down payment on a new home, time, money and rate of return will all be determinant factors of when you'll meet your savings goal.  Let us help you get there.

Use our calculators to find out how you can reach your goals faster!

Bank Calculators

Important Banking Information

Should you have any questions regarding our disclosures, please contact us at 412-488-2525.

 
Membership and Account Agreement (PDF)
This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement.

Cookies Policy
The Credit Union website, www.riverset.com, does not require the use of per-session cookies.  Cookie information is never sold, given, or disclosed to third parties.

Electronic Funds Transfer (PDF)
This EFT Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfer (EFT) services offered to you by Riverset Credit Union.

Privacy Policy (PDF)
This disclosure explains what Riverset Credit Union does with any personal information collected.

Patriot Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, tax identification number, drivers license or other information that will allow us to identify you.

Children’s Online Privacy Protection Act (PDF)
Riverset is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act.

Funds Availability Policy (PDF)
This Disclosure describes your ability to withdraw funds at Riverset Credit Union. It only applies to the availability of funds in transaction accounts.

Home Mortgage Disclosure Act (PDF)
Federal Financial Institutions Examination Council (FFIEC) General Notice
Account Information Schedule - Simple Savings & Sub-Savings Accounts (PDF)
This document outlines the rates and terms applicable to the Simple Savings and Sub-Savings accounts.

Account Information Schedule - Simple Checking Account (PDF)
This document outlines the rates and terms applicable to the Simple Checking account.

Account Information Schedule - Money Market Account (PDF)
This document outlines the rates and terms applicable to the Money Market account.

Account Information Schedule - Club Accounts (PDF)
This document outlines the rates and terms applicable to the Summer Club, Holiday Club, and Milestone Club accounts.

Account Information Schedule - Certificate Account (PDF)
This document outlines the rates and terms applicable to Certificate accounts.

Account Information Schedule - IRA Savings Account (PDF)
This document outlines the rates and terms applicable to the IRA Savings account.

Account Information Schedule - IRA Certificate Account (PDF)
This document outlines the rates and terms applicable to the IRA Certificate account.

IRA Witholding Notice (PDF)
This document covers your rights and responsibilities concerning your IRA accounts and the rights and responsibilities of the Credit Union.

Riverset VISA® Credit Card Agreement (PDF)
This document outlines the Consumer Credit Card Agreement.

Switch your Direct Deposit

Many bank customers are becoming increasingly frustrated with the litany of fees their banks are charging, as well as the difficulties often associated with obtaining a loan. Riverset Credit Union represents an alternative to banks and provides solutions to common complaints about traditional banking institutions. Not for profit, not for charity, but for service. Bring your Direct Deposit to a Riverset Simple Checking account and do better than a bank.

Learn More

I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.

Carol